Terms of use

Last updated October 29, 2026. By using expressapprovals.com you agree to these terms. The site is operated by JAG Development Texas LLC.

Information only

Express Approvals is not a lender or mortgage broker, doesn't make loans or credit decisions and can't guarantee approval, rates or terms. Content is general educational information, not financial, legal or tax advice. Nothing on this site is an offer of credit, a commitment to lend or a guarantee of approval, rates or terms. "Express Approvals" is only the name of this educational website. It does not mean that any approval is guaranteed, pre-arranged or instant. Lenders alone decide whether to approve you, after reviewing your application.

Rates and calculators

Benchmark rates are national averages from third-party sources, shown with their dates, and may be out of date. They are not offers. Calculator results are estimates based on what you enter and may differ from a lender's disclosures.

Third-party sites

Links to lenders, partners and other sites are provided for convenience. We don't control and aren't responsible for their content, offers, decisions or privacy practices.

No warranty; limitation of liability

The site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, JAG Development Texas LLC is not liable for any indirect, incidental or consequential damages, or for decisions you make based on the site.

Intellectual property

Site content and design are owned by JAG Development Texas LLC, except third-party data and trademarks, which belong to their owners. Mortgage rate data: information provided by Freddie Mac.

Governing law

These terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. Any dispute will be resolved in the state or federal courts located in Texas, and you consent to their jurisdiction.

Changes and contact

We may update these terms by posting a new version. Contact: [email protected].