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The best way to get a fair deal is to compare written offers from several lenders. Start here, then use our calculators and guides to read the offers.
Express Approvals is not a lender or mortgage broker, doesn't make loans or credit decisions and can't guarantee approval, rates or terms. "Express Approvals" is only the name of this educational website. It does not mean that any approval is guaranteed, pre-arranged or instant. Lenders alone decide whether to approve you, after reviewing your application.
Before you request offers
Where to compare
Compare offers from lenders Ready to see real offers? Request Loan Estimates from at least three lenders on the same day and compare them line by line, including APR and section A fees.
Paid referral link: we may be paid if you click or submit a request on a partner's site. You'll leave Express Approvals; the partner's own privacy policy, consent and terms apply. Partners and their lenders, not Express Approvals, decide eligibility, rates and terms. Mortgage lenders and brokers can't pay us to be ranked, recommended or shown more prominently in our content. Any compensation from a comparison partner is for advertising and doesn't depend on which lender you choose or whether you close a loan. Equal Housing Opportunity. This button goes to the free, non-commercial Consumer Financial Protection Bureau (CFPB) website. We aren't paid for this link. Equal Housing Opportunity. Express Approvals is not a lender or mortgage broker, doesn't make loans or credit decisions and can't guarantee approval, rates or terms. Advertising disclosure . Compare refinance offers from lenders Get quotes from several lenders for the same loan amount and term, then check the break-even point with our refinance calculator .
Paid referral link: we may be paid if you click or submit a request on a partner's site. You'll leave Express Approvals; the partner's own privacy policy, consent and terms apply. Partners and their lenders, not Express Approvals, decide eligibility, rates and terms. Mortgage lenders and brokers can't pay us to be ranked, recommended or shown more prominently in our content. Any compensation from a comparison partner is for advertising and doesn't depend on which lender you choose or whether you close a loan. Equal Housing Opportunity. This button goes to the free, non-commercial Consumer Financial Protection Bureau (CFPB) website. We aren't paid for this link. Equal Housing Opportunity. Express Approvals is not a lender or mortgage broker, doesn't make loans or credit decisions and can't guarantee approval, rates or terms. Advertising disclosure . Compare home equity offers from lenders Compare HELOCs and home equity loans by APR, fees, draw and repayment periods, and whether the rate can change.
Paid referral link: we may be paid if you click or submit a request on a partner's site. You'll leave Express Approvals; the partner's own privacy policy, consent and terms apply. Partners and their lenders, not Express Approvals, decide eligibility, rates and terms. Mortgage lenders and brokers can't pay us to be ranked, recommended or shown more prominently in our content. Any compensation from a comparison partner is for advertising and doesn't depend on which lender you choose or whether you close a loan. Equal Housing Opportunity. This button goes to the free, non-commercial Consumer Financial Protection Bureau (CFPB) website. We aren't paid for this link. Equal Housing Opportunity. Express Approvals is not a lender or mortgage broker, doesn't make loans or credit decisions and can't guarantee approval, rates or terms. Advertising disclosure . Compare auto loan offers from lenders Getting pre-approved by a bank, credit union or online lender before you visit the dealer gives you a rate to beat.
Paid referral link: we may be paid if you click or submit a request on a partner's site. You'll leave Express Approvals; the partner's own privacy policy, consent and terms apply. Partners and their lenders, not Express Approvals, decide eligibility, rates and terms. No lender can pay to change what our guides say. This button goes to the free, non-commercial Consumer Financial Protection Bureau (CFPB) website. We aren't paid for this link. Express Approvals is not a lender or mortgage broker, doesn't make loans or credit decisions and can't guarantee approval, rates or terms. Advertising disclosure . Compare auto refinance offers Check whether a new loan lowers your total cost, not just your payment, using our loan comparison calculator .
Paid referral link: we may be paid if you click or submit a request on a partner's site. You'll leave Express Approvals; the partner's own privacy policy, consent and terms apply. Partners and their lenders, not Express Approvals, decide eligibility, rates and terms. No lender can pay to change what our guides say. This button goes to the free, non-commercial Consumer Financial Protection Bureau (CFPB) website. We aren't paid for this link. Express Approvals is not a lender or mortgage broker, doesn't make loans or credit decisions and can't guarantee approval, rates or terms. Advertising disclosure . Compare personal loan offers Many lenders let you check your rate with a soft credit inquiry. Compare offers by APR and total cost.
Paid referral link: we may be paid if you click or submit a request on a partner's site. You'll leave Express Approvals; the partner's own privacy policy, consent and terms apply. Partners and their lenders, not Express Approvals, decide eligibility, rates and terms. No lender can pay to change what our guides say. This button goes to the free, non-commercial Consumer Financial Protection Bureau (CFPB) website. We aren't paid for this link. Express Approvals is not a lender or mortgage broker, doesn't make loans or credit decisions and can't guarantee approval, rates or terms. Advertising disclosure .
Personalized lender rates
We don't show lender-specific rates yet. To see offers for your situation, request Loan Estimates or pre-approvals from several lenders, or check today's ranges by credit score and down payment with the CFPB's free Explore Interest Rates tool.
How our comparison links work
We don't take applications or collect Social Security numbers, income or bank details. If you continue to a partner, you apply on its site under its privacy policy and terms.
For mortgages and home equity, lenders can't pay us to be ranked, recommended or featured. Any comparison partner we link to must present lenders neutrally.
Rates and eligibility are set by lenders, not by us. Nothing on this site is an offer of credit or a guarantee of approval.
Paid links are labeled "(Paid referral link)". See our advertising disclosure . Equal Housing Opportunity. We support the Fair Housing Act and the Equal Credit Opportunity Act: it is illegal to discriminate in housing or lending on the basis of race, color, religion, national origin, sex (including sexual orientation and gender identity), familial status, disability or, for credit, age, marital status or receipt of public assistance. Learn more .